Credit Card Processing
Let’s talk about credit card processing.
It should be simple.
- You start a business.
- Customers want what you have to sell.
- They give you their money.
- You give them a good product or service.
- Everyone is happy!!
Unfortunately, it’s not that simple.
Reshaping The Credit Card Processing Industry
The payments processing industry has taken advantage of busy business owners and entrepreneurs. They’ve complicated digital payments to the point of no return.
Processors nickel, dime, up-charge, and fee the HECK out of you when all you want is to launch and run the business of your dreams successfully.
After 23 years in the payment processing business, we’re making a change. On behalf of our industry, WE’RE SORRY!
The confusing language, pricey markups, and complicated application process end with us.
GREAT CREDIT CARD PROCESSING MEANS HAPPY CUSTOMERS!
We can’t promise you free processing, but here’s what we CAN promise…
- Small town, small business ethics
- An account manager for the LIFE of the account
- The most up-to-date and relevant software/hardware and solutions
- Transparent pricing
Transparency really is the name of the game… so are you wondering how we make money on all of this?
The only way we make money is if our customers stick around. That means excellent customer service is our top priority. We’re in it for the long haul.
ABOUT DURANGO MERCHANT SERVICES
Durango Merchant Services is a world-leading consulting group dedicated to helping your business get set up to take credit cards! Even if you’ve been declined somewhere else, DMS will help you get approved for an account. Our hope is for you to start accepting credit cards and eCheck payments as soon as possible.
Founded in 1997, we have been an industry leader in hard-to-acquire and high-risk credit card processing. Today, with accounts in states across the country, we pride ourselves on having a high level of customer service, small-town friendliness, and out-of-the-box creative money-saving strategies. This is all thanks to our dedicated, individually assigned sales managers.
10+ YEARS MORE PROCESSING EXPERIENCE THAN OUR LEADING COMPETITORS
Why Durango Merchant Services
For a Low Risk Merchant Account?
When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts.
Some examples of low risk industries for credit card processing include:
Retail: Physical stores that sell tangible goods, such as clothing or electronics, are typically considered low risk.
Professional services: Industries like law firms, dental offices, and accounting practices are also generally considered low risk.
Non-profits: Charitable organizations that accept donations via credit card are often considered low risk.
B2B: Business-to-business transactions, where one company is selling products or services to another company, are often considered low risk.
It’s important to note that while these industries are generally considered low risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves.
Moderate Risk Merchant Accounts
So, what exactly is a moderate risk business? In the world of credit card processing, risk refers to the likelihood that a transaction will be declined or result in a chargeback. Moderate risk businesses are those that fall somewhere in the middle – they're not as low risk as businesses that sell tangible goods, but they're not as high risk as businesses that sell digital products or services.
Examples of moderate risk businesses might include subscription-based services, online ticket sales, or e-commerce stores that sell a mix of physical and digital products. These businesses may face a slightly higher risk of chargebacks or declined transactions, but with low chargeback rates and good business practices they can still successfully find good rate for credit card processing.
One thing merchants should do to make sure they don't slip into the high risk category is utilize robust fraud prevention tools, such as address verification, CVV verification, and 3D Secure. These tools can help protect you and your customers from fraudulent activity and reduce the risk of chargebacks.
Durango Merchant Services is here to offer guidance and support for your moderate risk business. Just make sure to choose one that doesn't take you to the bank – after all, running a business is stressful enough without having to deal with lack of transparency!
Why Durango Merchant Services
For a High Risk Merchant Account?
Let us guess… You’re here because you are struggling with chargebacks, can’t get approved, have been labelled “high risk”, had your account cancelled, or just want to get a better processing rate.
We have over 20 years in the processing industry, and we work with dozens of processors to make sure you get the BEST RATE POSSIBLE, but our true claim to fame is that we’re TRANSPARENT. We think BS is… well BS… so we shoot you straight and put the power back in your hands. It is YOUR business after all.
We know the pain of lost business. We know the frustration of chargebacks and fraud holds. We understand the frustration of losing hard-earned money to high fees, and we know what it’s like to have an account cancelled – losing a lifeline to your livelihood. If you’ve been cancelled, have excessive deposits, or simply need a better processing rate, you’ve come to the right place!