Durango Merchant Services
Experts Helping Businesses That Are Low & High Risk Or Hard to Place and Seeking Premium Service
Having a business means taking on risk and sometimes merchant account providers don’t want to take the ride with you. Durango Merchant Services is different. We have spent the better part of two decades securing high risk merchant accounts for our clients.
The Experts Know Us
Over our 20+ years in business we have earned accolades and recognition for outstanding service.
Credit Card Processing
High Risk Merchant Accounts
There isn’t a single framework or central authority in the payments industry that determines which factors are risky. Instead, each payment processor, bank and payment service provider compiles its own standards. We can help you navigate your particular challenges to secure a high risk merchant account.
We’ve partnered with a leading check verification service to provide a fast, no hassle pathway to accepting check payments with small or non-existent reserves and Guaranteed approval!
Why Durango Merchant Services
For a Low Risk Merchant Account?
When it comes to credit card processing, certain industries are considered low risk, while others are considered high risk. Low risk industries are generally those that have a low incidence of fraud and chargebacks, and as a result, they typically pay lower processing fees and have fewer restrictions on their accounts.
Some examples of low risk industries for credit card processing include:
Retail: Physical stores that sell tangible goods, such as clothing or electronics, are typically considered low risk.
Professional services: Industries like law firms, dental offices, and accounting practices are also generally considered low risk.
Non-profits: Charitable organizations that accept donations via credit card are often considered low risk.
B2B: Business-to-business transactions, where one company is selling products or services to another company, are often considered low risk.
It’s important to note that while these industries are generally considered low risk, every business is unique and may be subject to different processing fees and restrictions based on a variety of factors. Additionally, even low risk industries may still experience occasional fraud or chargebacks, so it’s important for businesses to take steps to minimize risk and protect themselves.
Moderate Risk Merchant Accounts
So, what exactly is a moderate risk business? In the world of credit card processing, risk refers to the likelihood that a transaction will be declined or result in a chargeback. Moderate risk businesses are those that fall somewhere in the middle – they're not as low risk as businesses that sell tangible goods, but they're not as high risk as businesses that sell digital products or services.
Examples of moderate risk businesses might include subscription-based services, online ticket sales, or e-commerce stores that sell a mix of physical and digital products. These businesses may face a slightly higher risk of chargebacks or declined transactions, but with low chargeback rates and good business practices they can still successfully find good rate for credit card processing.
One thing merchants should do to make sure they don't slip into the high risk category is utilize robust fraud prevention tools, such as address verification, CVV verification, and 3D Secure. These tools can help protect you and your customers from fraudulent activity and reduce the risk of chargebacks.
Durango Merchant Services is here to offer guidance and support for your moderate risk business. Just make sure to choose one that doesn't take you to the bank – after all, running a business is stressful enough without having to deal with lack of transparency!
Why Durango Merchant Services
For a High Risk Merchant Account?
Let us guess… You’re here because you are struggling with chargebacks, can’t get approved, have been labelled “high risk”, had your account cancelled, or just want to get a better processing rate.
We have over 20 years in the processing industry, and we work with dozens of processors to make sure you get the BEST RATE POSSIBLE, but our true claim to fame is that we’re TRANSPARENT. We think BS is… well BS… so we shoot you straight and put the power back in your hands. It is YOUR business after all.
We know the pain of lost business. We know the frustration of chargebacks and fraud holds. We understand the frustration of losing hard-earned money to high fees, and we know what it’s like to have an account cancelled – losing a lifeline to your livelihood. If you’ve been cancelled, have excessive deposits, or simply need a better processing rate, you’ve come to the right place!
Top Notch Technology
Our Gateway is a Modern Marvel
Easy to use, full of features requested over decades of continuous development, and security features that compete with best in the world.
We Serve Hundreds of Industries
In truth we serve any industry, but we know that there are certain industires tha are harder to place than others. Here are a few of the industries that have a lot of experience helping.
Comprehensive and Easy-to-Use
Rock Solid Integrations
The Durango Merchant Services Gateway integrates with more than 150 third-party shopping carts for merchants who need a full-featured, turnkey shopping cart out of the box.
This is only the beginning of the features that set us apart. Cutting edge technology, compatbility with the latest payment methods, full customization capabilities. Our package of technology and service is world class.
We Are Proud To Let Our Clients Speak for Us
With an emphasis on expertise, tenacity and customer service, we work hard to earn the trust and business of everyone of our clients. Below are just a few of the businesses that we have worked with.