Visa chargeback reason code 11.3: No Authorization, is used when a transaction is processed without the cardholder’s authorization or if the authorization request was declined

Visa chargeback reason code 11.2: Declined Authorization occurs when a transaction is processed despite receiving a declined authorization response from the card issuer. This can

Visa chargeback reason code 11.1, also known as “Card Recovery Bulletin,” is used when a merchant processes a transaction with a card that was listed

Visa chargeback reason code 78: Service Code Violation, occurs when a transaction violates the service code encoded on the magnetic stripe or chip of the

Visa chargeback reason code 73 is associated with transactions involving an expired card. This means that a transaction was processed using a credit or debit

Causes: Merchant Error: The transaction was completed without obtaining proper authorization from the card issuer. This can happen if the merchant bypasses the authorization process,

Visa Chargeback Reason Code 71, “Declined Authorization,” is issued when a merchant processes a transaction after receiving a decline response from the issuer or without

Visa chargeback reason code 70, “Card Recovery Bulletin or Exception File,” indicates that a transaction was processed on a card that had been listed in