Key Takeways: AVS and Gift Cards Gift cards are prepaid and usually don’t carry a real billing address, so standard AVS address matches can misfire.
Table of Contents AVS & CVV Filters: Help Prevent Fraud on Your Merchant Account Accepting credit cards to increase sales for your business to increase
Key Takeaways Three buckets, three prices. Processors sort every transaction into Qualified, Mid-Qualified, or Non-Qualified tiers; each tier carries a progressively higher rate. Who decides?
Poor Personal Credit: How To Get a Merchant Account Although your personal credit is one of the first things a financial institution looks at before
Key Takeaways Card processors must send the IRS Form 1099-K listing your gross card and third-party payments, even if you later refunded or paid fees.
Chargebacks Explained: Why Merchant Accounts Carry Risk Accepting credit card transactions can substantially increase your business’s revenues by making it more convenient for customers to
Table of Contents What are the Differences Between Shopping Carts, Gateways And Merchant Accounts Accepting credit and debit card payments on your website is an
Key Takeaways Purpose of reserves: Acquiring banks retain a percentage of each card sale to protect against potential fraud and chargebacks. Reserve structures: Rolling, capped,
Table of Contents WHAT TO LOOK FOR WHEN CHOOSING A MERCHANT ACCOUNT There are a couple of reasons you might find yourself choosing a new
