Category: Payment Processing 101

Credit card payment
Accepting Credit Cards

Should I Require Pin Codes Or Signatures For Debit Card Transactions?

Opinions vary regarding whether PIN debit or signature debit transactions are the more cost-effective way of accepting customers’ debit card purchases, but the prevailing view seems to be that PIN debit is the less expensive option for merchants. The reality is a little more complicated than a simple either-or answer. Let’s dive in.

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high risk merchant accounts usvi
Fraud & Risk Protection

Credit Card Processing In The American Territories, US Virgin Islands and British Virgin Islands

Credit Card Processing US Territories, US Virgin Islands (UVI) and British Virgin Islands (BVI) A merchant account gives you the power to accept credit and debit card transactions, making it an essential tool for any business, whether it welcomes customers to a brick-and-mortar storefront or a web-based ecommerce store. However, merchants operating in the U.S.

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Frequently Asked Questions

How To Recover If Paypal Freezes Your Merchant Account

How To Recover If Paypal Freezes Your Merchant Account As an online merchant, being able to accept credit and debit card payments from your customers online is a fundamental necessity. In looking to fulfill that need, many ecommerce merchants are lured in by the siren song of aggregate processor’s (companies like paypal and stripe) quick

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ECommerce

How To Detect Phishing Attacks On Your Ecommmerce Website

How To Detect Phishing Attacks On Your ECommmerce Website One of the most effective techniques used by hackers and internet fraudsters to steal identity information, collect credit card numbers, and gain access to accounts is phishing. Phishing is so successful because it targets the weakest link in any IT security system: the human users. Phishers

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Fraud & Risk Protection

What is the Fido Alliance

What is the Fido Alliance? And Why Should I Care? How many accounts do you have that require a password to access? Email addresses, social media sites, streaming video services, banks, ecommerce websites… the list goes on, and you may not even remember how many password-accessible accounts you have – hardly surprising, since the average

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Accepting Credit Cards

Visa and Mastercard Requirements for eCommerce Sites

Visa and Mastercard Requirements for eCommerce Sites Having a reliable means of accepting customer payments via major credit cards is essential to the success of any eCommerce business. Approval for an eCommerce merchant account to process credit card payments isn’t automatic; the major card brands, including Visa and MasterCard, want to ensure that their cardholders

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About Durango Merchant Services

Small Business Merchant Account

Small Business Merchant Account: Filtering Out the Noise In a consumer culture that sees fewer and fewer people carrying cash, preferring instead the security of debit and credit cards, the ability of a small business to accept transactions using these forms of payment is indispensable. However, the vast array of options offered by payment card

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Chargebacks

How to avoid Merchant Account Terminations, Freezes and Holds

How to avoid Merchant Account Terminations, Freezes and Holds For any business that accepts credit and debit card payments, keeping the transaction processing pathways clear is just as important as making sure the front door of a brick-and-mortar shop unlocks in the morning. If your customers can’t make purchases, you don’t make money. Understanding the

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