+1 (866) 415-2636

Talk To An Agent Today

Wix Authorize.net and High Risk Merchant Account Integration

Table of Contents

High Risk Merchants Have Less Options With Platforms Like Wix, But There Are Still Options

E-commerce technology is in a constant state of transformation and platforms like Wix have democratized the ability to create an online store. No longer do you need to be a coding expert or a seasoned developer to launch your digital storefront. With a few clicks, anyone can set up shop and start selling. But what happens when the products you’re selling aren’t your run-of-the-mill items? What if your business falls into the category of “high-risk”?

The story of e-commerce is one of innovation and accessibility, but for high-risk merchants, the path is not always straightforward. They face a unique set of challenges that their lower-risk counterparts might never encounter, particularly when it comes to payment processing. High-risk merchants need to navigate the complexities of securing a reliable payment gateway that meets their needs while also integrating seamlessly with their chosen platform—like Wix. And this is where the narrative takes an interesting turn.

The Need for a High-Risk Merchant Account: Understanding the Outliers

To truly understand why high-risk merchants face such distinct challenges, we must first explore what it means to be “high-risk.” In the traditional sense, risk is about uncertainty—about the unknown variables that could potentially disrupt a business’s operations. For merchants, being labeled as high-risk means that, statistically, they are more likely to encounter issues like chargebacks, fraud, or regulatory scrutiny.

But what kind of businesses fall into this category? It’s not just about selling controversial products; it’s also about selling in industries that, for one reason or another, are considered volatile. Think about online gaming, travel services, or nutraceuticals. These businesses are like the mavericks of the e-commerce world—operating in spaces where the rules aren’t as clear-cut, and the risks are inherently higher.

And then there’s the question of payment gateways. For most merchants, integrating with a payment gateway like Stripe or PayPal is as simple as clicking a few buttons. But for high-risk merchants, these options are often off the table. The risk profiles of these businesses make traditional payment processors wary, leaving them with fewer choices. This is where Authorize.Net comes into play—a gateway that understands the unique needs of high-risk industries and offers tailored solutions to manage their specific challenges.

But, as with many things in the digital age, there’s a catch. Wix, despite its user-friendly interface and extensive features, doesn’t natively support Authorize.Net. This can be a significant hurdle for high-risk merchants who need the reliability and security that Authorize.Net offers, especially after investing so much in their wix ecommerce store.

Fortunately, this is where Durango Merchant Services steps in. Durango specializes in helping high-risk businesses open the merchant accounts they need, including those that work with Authorize.Net. We not only assist in setting up these accounts but also provide the technical expertise to integrate Authorize.Net with platforms like Wix. With Durango’s guidance, high-risk merchants can navigate the complexities of payment processing and seamlessly connect their Wix stores with Authorize.Net, ensuring that their business runs smoothly and securely.

Wix’s Authorize.net Payment Gateway Dilemma: The Constraints of Innovation

Wix, as a platform, is a marvel of modern innovation. It offers an intuitive, user-friendly interface that empowers individuals and businesses alike to create stunning websites with minimal effort. But this innovation comes with its own set of limitations—specifically when it comes to payment processing.

Wix supports a select few payment gateways, most of which are designed for low-risk, high-volume transactions. This leaves high-risk merchants in a precarious position: how do they leverage the power of Wix while also integrating a payment gateway like Authorize.Net that can handle the complexities of their business model? In particular, if they have invested heavily in their wix store and then got cut off from traditional payment processors like stripe or square.

The answer lies not in Wix itself, but in the tools that can bridge the gap between Wix and Authorize.Net. Enter Foxy.io—a third-party integration tool that offers a seamless solution for high-risk merchants looking to integrate their Wix stores with Authorize.Net.

Foxy.io: The Bridge Between Wix and Authorize.net

To understand Foxy.io’s role in this story, we must first appreciate the significance of the problem it solves. Imagine you’re a high-risk merchant running a successful e-commerce business on Wix. Your products are selling well, but you’re constantly worried about payment processing issues—whether it’s the risk of chargebacks, the threat of fraud, or the limitations imposed by traditional payment gateways. You need a solution that doesn’t just work but works with the specific challenges you face.

Foxy.io is that solution. It acts as a bridge between your Wix store and Authorize.Net, allowing you to maintain the sleek, user-friendly design of your website while integrating the robust, high-risk-friendly payment processing capabilities of Authorize.Net.

Let’s break down how this works:

1. Set Up Your High-Risk Merchant Account with Durango Merchant Services

The first step in integrating Authorize.Net payment gateway with your Wix store is setting up a high-risk merchant account, and there’s no better partner for this than Durango Merchant Services. Durango specializes in working with high-risk businesses, ensuring that your merchant account is tailored to meet the unique challenges of your industry. They not only handle the complexities of setting up your Authorize.Net account but also provide the expertise needed to manage the specific risks your business may face. With Durango Merchant Services, you can be confident that your payment processing is secure, reliable, and seamlessly integrated with your Wix platform.

Step 2: Sign Up for Foxy.io and Configure It

Once your merchant account is ready, it’s time to set up Foxy.io. This platform is designed to integrate with various e-commerce systems, but its compatibility with Wix is particularly noteworthy for high-risk merchants. The configuration process is straightforward, allowing you to customize your Foxy.io store to align with your branding while ensuring that all transactions are processed securely through Authorize.Net.

Step 3: Embed the Foxy.io Authorize.net Integration into Your Wix Site

With Foxy.io configured, the next step is to embed it into your Wix site. Foxy.io provides a simple code snippet that you can insert into your Wix pages, effectively turning your site into a fully functional e-commerce platform powered by Authorize.Net. This step is where the magic happens—your customers won’t even realize they’re navigating between Wix and Foxy.io, as the integration is seamless.

Step 4: Customize the Checkout Process and Test the Payment System

Finally, you’ll want to customize the checkout process to ensure it’s as smooth as possible for your customers. Foxy.io allows for a high degree of customization, meaning you can tweak the user experience to minimize friction and maximize conversions. Once everything is set up, it’s crucial to test the system thoroughly. Run test transactions, simulate chargebacks, and make sure that everything is working exactly as it should be.

Best Practices for High-Risk Merchants Using Authorize.net & Wix: Navigating the New Normal

Now that you’ve integrated Authorize.Net with your Wix store using Foxy.io, you’re well on your way to making money with minimal risk of disruption. But the journey doesn’t end there. There are several payment processing best practices you should follow to ensure your business continues to thrive.

Security and PCI Compliance with Authorize.Net and Durango Merchant Services

For high-risk merchants, security of paramount importance. It is expected by banks that your payment processing setup not only meets but exceeds PCI compliance standards, safeguarding all customer data through advanced encryption techniques. This level of security is important not just for protecting your business, but also for building and maintaining trust with your customers. Durango Merchant Services, in partnership with Authorize.Net, can help you implement these rigorous security measures, helping to harden your payment gateway and make it as secure as possible.

Effectively Managing Chargebacks and Fraud with Authorize.Net & Wix

Chargebacks and fraud are among the most significant challenges high-risk merchants face. Fortunately, Authorize.Net offers a suite of robust tools designed to help you manage and mitigate these risks. With Durango Merchant Services guiding you through the process, you can set up comprehensive fraud detection and prevention strategies, monitor transactions closely, and proactively address potential issues before they escalate. This vigilant approach, supported by the power of Authorize.Net, is key to protecting your business.

Optimizing the Customer Experience with Authorize.Net and Wix Integration

A top-notch customer experience is the cornerstone of e-commerce success. Even with the most secure and efficient payment processing setup, the ultimate measure of your success lies in how easy it is for your customers to complete their purchases. With Authorize.Net and Wix, you can create a smooth, intuitive, and user-friendly checkout process that minimizes friction and maximizes conversions. Durango Merchant Services can assist you in optimizing the technology, ensuring that every step of the payment process is tailored to meet the needs of your customers, driving more successful transactions and repeat business.

The Role of Durango Merchant Services: High Risk Integration of Authorize.net and Wix

Behind every successful high-risk merchant is a team of experts who understand the intricacies of the industry. Durango Merchant Services is one such team. We don’t just help you set up a high-risk merchant account—we guide you through the entire process, from negotiating the best terms possible with banks underwriting your account, to choosing the right payment gateway for your needs and guidance on integrating with ecommerce platforms like Wix.

Charting a Course To Integrate Wix and Authorize.net

Integrating Authorize.Net and Wix as a high-risk merchant isn’t the easiest task, but with the right tools and support, it’s entirely possible. Foxy.io offers a powerful solution, bridging the gap between Wix’s user-friendly interface and Authorize.Net’s robust payment processing capabilities.

But it’s not just about the tools—it’s about the strategy. By partnering with Durango Merchant Services, you gain access to the expertise and support needed to understand and configure your gateway to meet the security requirements of the underwriting banks. Together, these elements form a cohesive strategy that allows you to thrive in an environment where others might struggle.

Ready to take the next step? Contact Durango Merchant Services today to learn more about how we can help you secure a high-risk merchant account and seamless authorize.net integration for your Wix store. Your business deserves the best, and with Durango, that’s exactly what you’ll get.

Security Smartphone
Get Started Now

Call to talk to one of our account managers today!

Durango Merchant Services, LLC BBB Business Review
Apply Today
1
2
3

Related Posts

Merchant Services Washington

Merchant Services Washington

Table of Contents   Payment Processing in Washington with Durango Merchant Services Washington State is a hub of entrepreneurial activity, with everything from tech giants in Seattle to small coffee

Read More »
Oregon Merchant Services

Oregon Merchant Services

Table of Contents   Merchant Services in Oregon with Durango Merchant Services Oregon is a land of lush forests, stunning coastlines, and vibrant cities that create an ideal environment for

Read More »
Merchant Services in Idaho

Merchant Services Idaho

Table of Contents Merchant Services in Idaho with Durango Merchant Services Idaho is a state full of breathtaking natural beauty, tight-knit communities, and a thriving business environment. From the bustling

Read More »
Scroll to Top