What Does Visa Chargeback Reason Code 81 Mean? Visa chargeback reason code 81, called “Fraud – Card-Present Environment,” shows up when a cardholder claims their
Visa chargeback reason code 62, “Counterfeit Transaction,” is used when a cardholder claims that a transaction was made using a counterfeit card. This means the
The Visa chargeback reason code 57 – Fraudulent Multiple Transactions indicates that the cardholder claims multiple fraudulent transactions were made using their card without their
The decline code “1A: Additional customer authentication required” for a credit card transaction indicates that further verification is needed to authenticate the cardholder’s identity before
The decline code “96: System Error” in a credit card transaction typically indicates a generic issue with the processing network. This error can occur due
The decline code 93 Transaction can’t be completed—violation of law, indicates that the transaction attempted with the credit card has been flagged because it would
The decline code “92: Unable to route transaction” in the context of credit card transactions typically indicates that the payment gateway or processing network is
The decline code 91, which reads “Issuer or switch unavailable,” in a credit card transaction indicates that the transaction could not be processed because the
The decline code “86: Cannot verify PIN” in the context of credit card transactions typically indicates that the Personal Identification Number (PIN) entered by the
The credit card transaction decline code “85” typically means “No reason to decline.” This code is generally used in response to a transaction authorization request,
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