Visa chargeback reason code 12.6, titled “Duplicate Processing/Paid By Other Means,” occurs when a cardholder claims that a transaction was charged more than once or
Visa chargeback reason code 12.5: Incorrect Amount is used when a cardholder claims that the transaction amount charged by the merchant is incorrect. This discrepancy
Visa chargeback reason code 12.4, “Incorrect Account Number,” is used when a transaction is processed to an incorrect account number, such as an invalid, closed,
Definition: Visa chargeback reason code 12.3 refers to situations where the transaction was processed in a different currency than what was specified by the cardholder
Visa chargeback reason code 12.2 refers to “Incorrect Transaction Code.” This chargeback is initiated when a transaction is processed with incorrect or invalid transaction data.
Visa chargeback reason code 12.1: Late Presentment, is a specific code used to indicate that the merchant did not submit the transaction within the required
Visa chargeback reason code 11.3: No Authorization, is used when a transaction is processed without the cardholder’s authorization or if the authorization request was declined
Visa chargeback reason code 11.2: Declined Authorization occurs when a transaction is processed despite receiving a declined authorization response from the card issuer. This can
Visa chargeback reason code 11.1, also known as “Card Recovery Bulletin,” is used when a merchant processes a transaction with a card that was listed
Visa chargeback reason code 78: Service Code Violation, occurs when a transaction violates the service code encoded on the magnetic stripe or chip of the
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