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Inovio Payment Gateway Card on File Feature

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Simplify Customer Payments with Inovio Payment Gateway’s Card on File Feature

Inovio Payment Gateway’s Card on File Payments feature allows businesses to securely store customer payment information for future transactions. This is perfect for subscription-based services, repeat customers, or businesses that want to offer a seamless, quick checkout experience. By tokenizing and securely storing card information, Inovio enables businesses to provide convenient, frictionless payments while maintaining PCI compliance and protecting sensitive data.

How Inovio Card on File Payments Work

With Inovio’s Card on File feature, customers can save their card information for future use, eliminating the need to re-enter payment details for every transaction. The payment data is tokenized, meaning the actual card details are replaced with a unique token that can be used to process future payments securely without exposing the sensitive card information.

This feature is especially useful for businesses that rely on recurring billing, allowing them to automatically charge customers without needing manual payment input. It also benefits businesses with high customer retention by enabling one-click payments, leading to faster checkouts and increased customer satisfaction.

Benefits of Inovio’s Card on File Payments

  • Convenience: Returning customers can make purchases quickly without having to re-enter their payment information, providing a seamless checkout experience.
  • Recurring Payments: Automatically charge customers on a set schedule for subscription services or ongoing fees.
  • Increased Customer Retention: Offering a faster, easier payment process can boost customer loyalty and reduce abandoned transactions.
  • PCI Compliance: Inovio manages PCI compliance for stored card data, ensuring that all sensitive information is securely stored and protected from potential breaches.

How to Enable Card on File Payments on Inovio Payment Gateway

Enabling Card on File Payments with Inovio is a straightforward process. Here’s how to get started:

  1. Log in to Your Inovio Merchant Account
    Sign in to your Inovio merchant portal using your credentials.

  2. Navigate to the Payment Settings
    Go to the Payment Settings section in your dashboard and find the option for Card on File Payments.

  3. Enable Card on File Payments
    Toggle the setting to enable Card on File for your account. Once enabled, you can start offering customers the option to save their card details for future transactions.

  4. Integrate Card on File Payments on Your Website
    If you have a custom-built website, follow Inovio’s developer documentation to integrate the feature into your checkout flow. This typically involves:

    • Offering customers the option to save their card details for future use.
    • Tokenizing the card details and securely storing the token for recurring or future transactions.
    • Utilizing the stored token to process payments automatically or with a single click.
  5. Test the Integration
    Run a few test transactions in Inovio’s testing environment to ensure that card information is saved and future transactions using the stored card tokens are functioning correctly.

Set Up Card on File Payments with Durango Merchant Services

At Durango Merchant Services, we assist businesses in setting up and configuring Inovio Payment Gateway’s Card on File Payments feature. If you open a merchant account with Durango, we’ll guide you through the process of enabling this feature and integrating it into your website’s checkout process, making payments easier for your customers. Already have a merchant account with Durango? We can help optimize your Card on File setup to ensure it’s working seamlessly for both you and your customers.

If you’re transitioning from another merchant account provider, we can connect your existing Inovio gateway with your new Durango account and configure the Card on File feature to ensure your customers can continue enjoying a smooth payment experience. Whether you’re new to Card on File or looking to improve your current setup, Durango Merchant Services is here to help simplify payments and enhance customer satisfaction.

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