The decline code “92: Unable to route transaction” in the context of credit card transactions typically indicates that the payment gateway or processing network is unable to forward the transaction to the intended destination, such as the card-issuing bank or another financial network. This could be due to a variety of reasons, such as issues with the transaction routing setup, problems with the network, or incompatibilities between the systems involved in processing the transaction. When this error occurs, the merchant is generally unable to proceed with the transaction until the routing issue is resolved. It’s advisable for the merchant to contact their payment processor or gateway support team for assistance with resolving the routing problem.
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