How to read and understand credit card decline codes. When everything goes right, accepting credit or debit card payments makes things simpler and more convenient
Table of Contents Credit Card Basis Points Explained For every business, there are costs associated with accepting credit cards. The bulk of these costs come
Table of Contents What is an 03 Invalid Merchant ID Error? An 03 invalid merchant ID error happens when the identification number assigned to a
Table of Contents What Should I Do When My Payment Processing Gateway is Down? Are you having problems with your credit card processor today? You’ve
Table of Contents High Risk Merchant Accounts & Shopify Payment Processing Let’s talk about alternatives to Shopify Payments. For most business startups, launching an
Visa Refund Policy As a merchant, you are responsible for making sure your customers either receive the goods and services they paid for, OR receive
Have you ever run a card, had it decline, yet it still shows up on a customer’s card statement? We often get questions from merchants, inquiring about a transaction that shows as declined at the payment gateway, yet the customer is calling asking: “Why was my credit card billed?” Let’s deep dive into the payment gateway so you can better communicate with your customers the reason for these holds.
Opinions vary regarding whether PIN debit or signature debit transactions are the more cost-effective way of accepting customers’ debit card purchases, but the prevailing view seems to be that PIN debit is the less expensive option for merchants. The reality is a little more complicated than a simple either-or answer. Let’s dive in.
Applying for and being approved for a merchant account isn’t always a simple matter! Especially for business that are labelled “high risk” or “hard to acquire”. This post outlines all the basics of how high risk merchant accounts work, what to expect from the application process, and how to get approved easily and quickly!
Table of Contents Credit Card Processing US Territories, US Virgin Islands (UVI) and British Virgin Islands (BVI) A merchant account gives you the power to
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