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List of Prohibited Industries And Merchant Accounts

Most processors will not be able to accept these types of merchant accounts; this list is not guaranteed to be exclusive:

  • Kratom 
  • Negative billing nutraceuticals unless high volume with history 
  • Loan Modification 
  • Payday loans 
  • Startup MLM 
  • Anything marijuana related 
  • Startup credit repair 
  • Airfare (other travel is ok – hotel bookings , land packages , etc.) 
  • Replica, counterfeit, knock-off products
  • Age verification 
  • Charities through outbound telemarketing or donations for companies not registered with the IRS as a non-profit
  • Any product containing synthetic cannibinoids, bath salts or other chemicals not intended for human consumption
  • Hate products
  • Cell phone flashing, unlocaking, UDID activation
  • Colon Cleanse
  • Online Prescription Medicine (retail pharmacies are okay)
  • HGH
  • Synthetic Urine
  • Timeshare Advertising (Timeshare Liquidation is okay)
  • Garcinia weight loss products 
  • Student loan document prep 

View a full list of prohibited countries HERE.

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