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Payment Processing 101 (Everything You Need To Know)

Do you feel like you’re trying to learn a different language? Are you missing opportunities to save money, create happy customers and streamline your business? Here at Durango Merchant Services, we understand your frustration! The payment processing world can be overwhelming. There’s A LOT to learn and understand! Learn about payment processing by browsing through some of our top rated blog posts.

With over 20 years in the payment processing industry, we specialize in providing creative payment solutions for low and high risk merchants. Whether you’re trying to get your account approved, improve your cancellation or hold trends, or simply get a better processing rate, we’re here to help!

Below we’ve highlighted some of our most frequently asked questions as blog posts. And YES, we wrote these posts in a language normal people speak. That means no over-your-head financial speak, or misleading processing jargon. We put the problem-solving power in YOUR hands.

As always, if you need help with a specific problem or answering a specific question…

1. Give us a call! Our specialized account mangers would love to help you solve any processing issues you may be having. This help and all of our quotes are ALWAYS FREE of charge!

2. Hit that big orange button below and we’ll contact you. Enter your phone or email and our customer service team will reach out in the next 48 hours!

 

Encryption and Tokenization in Payment Processing

Payment Processing Underwriting: Understanding How Merchants, ISOs, and Banks Interact

Welcome to our in-depth look at the underwriting process for electronic payment processing. In this article, we’ll explore how merchants, ISOs (Independent Sales Organizations), and ...
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Encryption and Tokenization in Payment Processing

Tokenization and Encryption: Preventing Payment Fraud and Chargebacks

The Dynamic Duo for Preventing Payment Fraud and Chargebacks In digital payments businesses and consumers alike rely heavily on card-not-present (CNP) transactions—be it through e-commerce ...
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How AI is Used in Fraud Prevention and Detection

AI Powered Fraud Detection in 2025 & Beyond

Intro to AI Fraud Detection & Prevention The fight against fraud has always been a moving target. As businesses and consumers accelerate their adoption of ...
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3d Secure 2.0

What is 3D Secure 2.0 and Why It Matters for Merchants

Understanding 3D Secure 2.0: What It Is and Why It Matters for Merchants 3D Secure 2.0 (3DS 2.0) has rapidly emerged as an important authentication ...
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omni-channel payment processing

Omni-Channnel Payment Processing

Table of Contents Introduction to Omni-Channel Payments Modern commerce involves selling through many different channels: websites, mobile apps, social media, in-store terminals, pop-up events, and ...
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Point of Sale Systems (POS)

A Comprehensive Overview of Modern POS Systems Let’s face it: successfully running a business involves juggling a lot of moving parts. You’ve got to keep ...
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VISA Acquirer Monitoring Program (VAMP)

Table of Contents Understanding the VISA Acquirer Monitoring Program (VAMP) and How It Impacts Your Business Starting April 2025, Visa will be rolling out the ...
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Merchant Accounts for Travel Agencies

Table of Contents   Secure and Efficient Payment Processing for Travel Agencies For travel agencies, managing payments is just as important as crafting the perfect ...
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B2B Merchant Accounts

Table of Contents   Keep Your B2B Payments Smooth and Reliable with Durango Merchant Services Running a B2B business is like balancing a lot of ...
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Accounting and Tax Services Merchant Account

Table of Contents   Streamline Client Payments with Reliable Payment Processing for Accounting and Tax Services As an accounting or tax service provider, you’re focused ...
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