Table of Contents When International ACH Payments Hit a Snag Sending money across borders is no small task—and in the ACH network, international transactions require

Written policy regarding exactly how the merchant guarantees products or services sold to a cardholder. Merchant banks require a written refund policy for each applicant,

A common practice in which a cash reserve is established by the processing bank (similar to an escrow account) to protect themselves against catastrophic losses.

What is a Rolling Reserve in Payment Processing? A rolling reserve is what some banks use to cover their exposure to risk on accounts that

As used on the Internet, a shopping cart is analogous to choosing items in a grocery store and placing them in a shopping cart for