R38 ACH Return Code: Stop Payment on Source Document
Table of Contents When a Customer Puts the Brakes on a Check-Based Payment Most ACH payments move through the system without issues. But when a
04/26/2025
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Archives: Glossary Terms
R39 ACH Return Code: Improper Source Document
Table of Contents When the Check You Converted Doesn’t Meet the Rules One of the convenient features of ACH processing is the ability to convert
04/25/2025
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R40 ACH Return Code: Return of ENR Entry
Table of Contents When a Social Security Enrollment Fails The ACH network isn’t just for collecting payments or paying vendors—it’s also used for enrollment purposes.
04/25/2025
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R41 ACH Return Code: Invalid Transaction Code
Table of Contents When a Payment Is Aimed at the Right Account—but the Wrong Way ACH transactions rely on a lot of specific details behind
04/25/2025
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R42 ACH Return Code: Routing Number or Check Digit Error
Table of Contents When a Payment Bounces Back Because the Routing Number Doesn’t Add Up When dealing with ACH payments, every digit matters. The routing
04/25/2025
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R43 ACH Return Code: Invalid DFI Account Number
What Does ACH Return Code R43 Mean? R43 indicates that the Receiving Depository Financial Institution (RDFI) rejected an ACH entry because the account number supplied
04/25/2025
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R44 ACH Return Code: Invalid Individual ID Number or Identification Number
Table of Contents When an ACH Transaction Gets Rejected Over Bad ID Information ACH payments often seem straightforward—you send money, it lands where it’s supposed
04/25/2025
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R45 ACH Return Code: Invalid Individual Name or Company Name
What Does ACH Return Code R45 Mean? ACH Return Code R45 stands for:“Invalid Individual Name or Company Name.” Here’s the official NACHA definition: R45 –
04/25/2025
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R46 ACH Return Code: Invalid Representative Payee Indicator
Table of Contents When a Payment Is Rejected Over a Special Status Error Most ACH payments are pretty straightforward—but when payments involve representative payees, things
04/25/2025
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R47 ACH Return Code: Duplicate Enrollment
Table of Contents When Someone’s Already Signed Up ACH isn’t just used for moving money between accounts—it’s also used to handle enrollments, like setting up
04/25/2025
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