Decline Code 85: No reason to decline

The credit card transaction decline code “85” typically means “No reason to decline.” This code is generally used in response to a transaction authorization request, indicating that the transaction has been successfully authorized and there are no issues preventing it from being processed. It’s essentially a confirmation that everything is in order with the transaction and it can proceed without any problems. This code might seem a bit counterintuitive as it suggests a positive outcome rather than a decline.