Decline Code 52: No checking account

The decline code 52 usually indicates that a transaction has been declined because the card used does not have a linked checking account. This can occur when a debit card or a specific type of bank card that requires a linked checking account is used for a transaction, but no such account is associated with the card. Essentially, the payment processor or bank cannot complete the transaction because there is no checking account to draw funds from, which is a requirement for that particular card’s operation.