The credit card decline code “12: Invalid Transaction” generally means that the transaction being attempted is not allowed for the cardholder’s account. This could be

The decline code “10: Partial Approval” in credit card transactions indicates that the payment amount requested by the merchant was not fully authorized, but a

The credit card decline code “07: Pick up card (fraud)” indicates that the transaction has been stopped because the card is suspected to be involved

The credit card decline code “06” generally means that the transaction was not approved as the issuer or card network flagged it. This could occur

The credit card decline code “04: Pick up card (no fraud)” indicates that the issuing bank has flagged the card and requested that it be

The credit card decline code “02: Refer to issuer (special condition)” indicates that the transaction cannot be processed and that the merchant should contact the

The credit card decline code “01: Refer to Issuer” indicates that the transaction was not approved and the merchant should contact the card issuer for