R84 ACH Return Code: Not Processed by Gateway
Table of Contents When a Payment Hits a Wall Before It Even Starts With ACH payments, most transactions follow a predictable, well-paved road: payment created,
04/26/2025
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Glossary Term: ACH Return Codes
R38 ACH Return Code: Stop Payment on Source Document
Table of Contents When a Customer Puts the Brakes on a Check-Based Payment Most ACH payments move through the system without issues. But when a
04/26/2025
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R16 ACH Return Code: Account Frozen / Returned per OFAC
Table of Contents When a Payment Gets Blocked for Serious Reasons Most ACH returns are caused by simple things—typos, closed accounts, or missing information.But sometimes,
04/26/2025
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R03 ACH Return Code: No Account / Unable to Locate Account
Table of Contents When the Payment Hits a Dead End ACH payments are designed to be quick, easy, and efficient. But sometimes, despite your best
04/26/2025
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R85 ACH Return Code: Incorrectly Coded Outbound International Payment
Table of Contents When a Payment Meant for Another Country Is Sent the Wrong Way Sending payments internationally through the ACH network involves extra steps—and
04/26/2025
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R83 ACH Return Code: Foreign Receiving DFI Unable to Settle
Table of Contents When an International Payment Gets Stuck on the Other Side Sending money internationally through the ACH network involves more moving parts than
04/26/2025
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R82 ACH Return Code: Invalid Foreign Receiving DFI Identification
Table of Contents When an International Payment Gets Blocked by a Bank ID Error Processing International ACH Transactions (IATs) means dealing with more complex details
04/26/2025
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R81 ACH Return Code: Non-Participant in IAT Program
Table of Contents When a Bank Isn’t Set Up for International ACH Payments International ACH Transactions (IATs) open a lot of doors for businesses that
04/25/2025
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R77 ACH Return Code: Non-Acceptance of R62
Table of Contents When a Bank Pushes Back on a Reversal Attempt Mistakes happen in the ACH world—payments can be sent for the wrong amount,
04/25/2025
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R75 ACH Return Code: Original Return Not a Duplicate
Table of Contents When a Dispute Over a Return Comes Down to a Simple Misunderstanding In the ACH world, sometimes a return gets challenged because
04/25/2025
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