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Keep Your B2B Payments Smooth and Reliable with Durango Merchant Services
Running a B2B business is like balancing a lot of moving parts. From large transactions to long-term client relationships, your business needs a payment solution that’s just as flexible and reliable as you are. In B2B, payments go beyond simple transactions—they’re the backbone of your cash flow, your relationships, and ultimately, your growth. Whether you’re in wholesale, manufacturing, professional services, or any B2B industry, you need more than just a standard payment processor. You need a partner who understands your industry’s unique challenges and can help you keep every transaction smooth and secure.
If you’re searching for affordable, flexible, and dependable B2B payment processing, Durango Merchant Services has what you need. We offer tailored solutions that simplify your transactions and allow you to focus on what you do best: running your business.
Why Durango Merchant Services Is the Perfect Fit for B2B Payments
At Durango Merchant Services, we leverage deep experience to make payment processing easy for businesses with complex needs. With decades of experience and a specialized focus on industries that require a bit more support, we understand B2B from top to bottom. You won’t just get a processor; you’ll get a team that works closely with you to ensure everything fits your specific business model. Our dedicated account managers are here to provide personalized support whenever you need it.
And you won’t be locked into a one-size-fits-all system. Durango offers multiple payment gateways, including options like NMI, Fluidpay, Inovio, and Authorize.net. Whether you’re processing high-ticket invoices, setting up recurring billing, or managing multi-location sales, you’ll find the tools you need to keep your payment operations running smoothly.
Think of us as your B2B payment processing partner. Our goal isn’t just to process payments—it’s to help you create a payment system that works for your business and keeps your clients satisfied.
Understanding the Benefits of Level 2 and Level 3 Processing for B2B
In B2B, every cost-saving measure counts, especially when you’re processing high-value transactions. Level 2 and Level 3 data processing provides an easy way to qualify for lower interchange rates by adding extra information to each transaction. Here’s how it works:
Level 2 Processing: For mid-size purchases, Level 2 processing includes additional details like customer codes and sales tax amounts. This information allows you to reduce interchange rates, especially when working with corporate clients.
Level 3 Processing: Ideal for larger B2B transactions, Level 3 processing collects line-item details, quantities, PO numbers, and more. This type of data is often required in B2B, especially if you work with government or large enterprise clients. It qualifies you for the lowest available interchange rates.
By supporting Level 2 and Level 3 processing, Durango helps you unlock significant savings and provides the transparency your clients expect.
B2B Payment Features Designed for Real-World Business Needs
B2B companies have specialized needs that go beyond basic payments. With high-value transactions, complex billing requirements, and multiple payment methods, it’s essential to have tools that can handle it all. Here’s what Durango offers to help B2B businesses keep things efficient, cost-effective, and client-friendly:
Flexible Billing Options
B2B transactions often follow unique billing models—whether it’s recurring billing, subscriptions, or payments based on net terms (Net 30, Net 60, etc.). Durango supports a variety of billing setups, making it simple to invoice and collect payments on a schedule that fits your business and works for your clients. Automated billing helps you save time, reduce the need for follow-ups, and ensures a more predictable cash flow.ACH and eCheck Payment Processing
Many B2B clients prefer ACH and eCheck payments, especially for larger invoices. These methods help reduce fees compared to credit card processing and offer a secure, convenient way for clients to pay directly from their bank accounts. With Durango, your B2B merchant account can easily accommodate these options, giving your clients a reliable, low-cost payment choice.Remote Checkout and Electronic Invoicing
B2B transactions often happen across distances, and in many cases, clients need a simple way to pay without being on-site. Durango’s electronic invoicing and remote payment links let you send secure payment requests directly to clients. They can complete payments from anywhere, making it easy to work with clients in different locations or time zones.Secure and PCI-Compliant Processing
Handling B2B payments involves sensitive data, and your clients rely on you to handle their information securely. Durango’s B2B merchant accounts are fully PCI-compliant, providing the highest levels of data protection. Plus, our advanced fraud detection tools add an extra layer of security to keep your business and clients safe.Buy Now, Pay Later (BNPL) Options
Offering financing options like Buy Now, Pay Later (BNPL) is a great way to add flexibility for your clients. BNPL solutions give clients the option to pay in installments, which can make larger purchases more accessible and help you close more sales. Durango can help you set up BNPL options, providing flexibility that benefits both you and your clients.
These features go beyond basic payments, making Durango an ideal choice for B2B companies. With solutions that simplify processes, reduce transaction costs, and add value for clients, Durango helps your business handle payments with ease and professionalism.
The Importance of Data Security in B2B Payment Processing
For B2B transactions, data security is a top priority. From client payment details to sensitive corporate information, handling large transactions means managing critical data. With Durango, your B2B merchant account includes the latest in PCI-compliance, tokenization, and encryption technology, so every transaction meets industry standards for data protection.
Durango also provides advanced fraud detection and chargeback management tools, helping to protect you and your clients from unauthorized transactions. With these security features, you can focus on running your business confidently, knowing that client information is in safe hands.
Comparison of B2B Payment Options: Credit, ACH, eCheck, and BNPL
B2B transactions benefit from offering multiple payment options. Here’s a quick look at the most popular methods and how they stack up:
Credit Card Payments: Credit cards are convenient and widely used, but fees can add up for high-value B2B transactions. Durango’s support for Level 2 and Level 3 data processing helps offset these costs by qualifying you for lower interchange rates.
ACH Payments: ACH is ideal for recurring, high-value transactions, particularly when clients want a lower-cost option than credit cards. ACH payments are secure, cost-effective, and easy to set up, making them a good choice for B2B businesses.
eCheck Payments: Like ACH, eCheck payments allow clients to pay directly from their bank accounts. eChecks are especially useful for large, one-time transactions and provide cost savings over credit card processing.
Buy Now, Pay Later (BNPL): BNPL allows you to offer clients flexible financing options, which can be particularly useful for big-ticket purchases. With BNPL, clients can split payments over time, helping you boost sales and client satisfaction.
Offering these options gives your clients the flexibility to choose what works best for them, which can lead to faster payments and improved client relationships.
How to Transition from Aggregate Processors to a Dedicated Merchant Account
If you’re currently using an aggregate processor like Stripe, PayPal, or Square, you may be considering a switch to a dedicated merchant account. Aggregate processors are convenient for starting out, but they’re often limited in flexibility and can suspend or close accounts without warning if they detect high-risk factors.
Durango makes it easy to transition. Here’s how:
Seamless Data Transfer: Durango’s team will help transfer your existing payment data to your new merchant account, making sure your records stay organized and secure.
Client Billing Continuity: For businesses with recurring clients, we’ll ensure a smooth transition so that no disruptions occur in billing schedules.
Customized Setup: Your dedicated account manager will work with you to set up a customized solution that includes the right tools, security features, and payment options for your business.
By switching to a dedicated B2B merchant account with Durango, you gain stability, greater control over transactions, and a payment setup that’s designed to handle your unique needs.
How Durango Merchant Services Supports B2B Payment Processing
Durango Merchant Services provides B2B payment processing solutions that support the unique needs of high-value and high-volume transactions. Our platform is designed to accommodate Level 2 and Level 3 data processing, ACH payments, electronic invoicing, and fraud protection. You’ll have a dedicated account manager who understands B2B payment processing and will work with you to create a solution that fits your business and your clients.
With our competitive rates, wide range of gateway options, and flexible features, Durango is the ideal partner for B2B companies looking to simplify their payments, reduce costs, and keep clients happy.
How to Apply for a B2B Merchant Account with Durango
Setting up a B2B merchant account with Durango is straightforward, but you’ll need a few documents to make the process smooth. Here’s a quick rundown of what you’ll need:
Business Registration Documents
Proof of business ownership, like a business license or incorporation documents, is essential to verify your business identity.Bank Account Information
Provide recent business bank statements, usually from the last 3-6 months, to help establish your financial stability.Processing History (if available)
If you already process payments, providing details on transaction volumes and chargebacks can help us understand your account needs and set up a solution that works for you.PCI Compliance Documentation
PCI compliance is crucial for protecting sensitive data. Durango will work with you to ensure your setup meets these standards.Service Contracts or Agreements
If you have standard service agreements with clients, sharing them can reduce potential risk and help streamline your application.
Once we have your documents, Durango reviews your application and, if approved, will guide you through setting up a custom B2B payment solution tailored to your needs.
Contact Durango Merchant Services for B2B Payment Processing Solutions
Ready to take your B2B payment processing to the next level? Contact Durango Merchant Services today to learn more about our specialized B2B merchant accounts. We’re here to help you streamline your payments, reduce costs, and provide your clients with a smooth, reliable experience. Reach out to us now and let’s get your payment processing on track for business success.
