The credit card decline code “01: Refer to Issuer” indicates that the transaction was not approved and the merchant should contact the card issuer for

The credit card decline code “02: Refer to issuer (special condition)” indicates that the transaction cannot be processed and that the merchant should contact the

The credit card decline code “04: Pick up card (no fraud)” indicates that the issuing bank has flagged the card and requested that it be

The credit card decline code “07: Pick up card (fraud)” indicates that the transaction has been stopped because the card is suspected to be involved

The decline code “10: Partial Approval” in credit card transactions indicates that the payment amount requested by the merchant was not fully authorized, but a

The credit card decline code “12: Invalid Transaction” generally means that the transaction being attempted is not allowed for the cardholder’s account. This could be

The decline code “13: Invalid amount” in a credit card transaction indicates that the amount entered for the transaction is invalid. This could be because

The decline code “14: Invalid Account Number” in the context of a credit card transaction means that the credit card number entered is incorrect or

The credit card decline code “15: No Such Issuer” indicates that the credit card number entered does not correspond to any issuer recognized by the