Visa Chargeback Reason Code 53, also known as “Not as Described or Defective Merchandise,” is initiated when a cardholder disputes a transaction on the grounds

Visa chargeback reason code 75, known as “Transaction Not Recognized,” is used when a cardholder does not recognize a transaction that appears on their statement.

Visa chargeback reason code 85, known as “Credit Not Processed,” is used when a cardholder claims that they did not receive a credit for a