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Earn Residual Income With Credit Card Processing

Earn Residual Income With Credit Card Processing

Key Takeaways: DMS Payment Processing Referral Program

Table of Contents

Our Payment Processing Affiliate Program Has Powerful Opportunities for Residual Income.

These days we’re no longer limited to a 9-5 when it comes to finding success, and for the most part, there are plenty of ways we can earn some extra cash without ever leaving our home. Individuals and business owners often have several income streams, both active and passive, to help them reach their financial goals.

Earning residual income through affiliate marketing and referrals has become increasingly attractive to both companies and affiliates, as businesses are now learning the major marketing and financial benefits.

Here at Durango Merchant Services, our Affiliate Program has proven to be one of the best ways to connect with businesses looking for a trusted partner to help with their credit card processing. We’re always looking for partners to join our program, so to learn more about our services and how you can earn residual income with credit card processing, keep on reading.

What is Residual Income?

Residual income is a passive, continuing income requiring little cost and effort to earn a regular ongoing income stream or profit after completing the income-producing work. Examples of residual income are rent payments from tenants living on property you own, interest and dividends on investments you make as well as royalties or earnings from the sale of things you create (such as music or books). Residual income for individuals and businesses is a great way to earn extra profit without needing to be proactive, so income can go straight to the bottom line.

Affiliate marketing and affiliate referrals are forms of residual income, where a profit is acquired whenever an affiliate partner has confirmed a successful referral. More on this later.

Why Credit Card Processing Is An Incredible Source Of Residual Income

When a customer swipes their card to pay for groceries, there isn’t much for them to think about after the store accepts the payment. However, as a business owner, you’ll know that credit card processing involves much more than what the consumers see. Payment processing can become incredibly complicated and, if not managed properly, can be very expensive and create unnecessary problems for a business owner.

Companies like ours help businesses who have been previously declined by other credit card processing companies secure an account so they can start accepting credit cards and eCheck payments as soon as possible. In addition, new businesses and businesses labeled as ‘high-risk’ are often looking for a credit card processing company like ours who can make their lives a little easier.

Working with affiliates with a large following of fellow business owners and clients who have difficulties securing a credit card processing account has been one of the best ways we’ve been able to market our services, which is why we’ve created our Affiliate Program. We’ve worked with many affiliate partners who’ve been able to reach out to our target market successfully through their following and clients. As an affiliate, they’ve benefit from our generous (above industry pay-out) residual income for every time their recommendation has successfully encouraged followers to sign up with us. It’s a win-win.

How Does Our Affiliate Program Work?

For over 20 years, Durango Merchant Services has offered credit card processing services to small business owners and major corporations worldwide. We’ve relied on the power of ‘word and mouth’ as well as honest and genuine recommendations from our partners to help identify and contact potential new customers.

With our Affiliate Program, we’re looking to broaden our reach through partners to find even more customers and businesses who could use our help. We’re looking for affiliates who work for Business-to-Business services (B2B), such as websites, publications, business consults, software developers, or anything which involves interacting with a diverse group of business owners and associates.

Applying for our program is simple – You can sign up here, and if you are a great fit, one of our affiliate program representatives will reach out within 24 hours and help set up and complete your registration. You will then receive a unique referral link that you can share across your social media platforms, blogs, or wherever your followers or clients can reach you. For every time someone signs up with us via your link, you’ll earn a commission.

Our Affiliate Training and Support team is fully equipped and always happy to answer your questions and concerns. But once you’ve signed and shared, you won’t need to worry about anything else. We’ll handle the rest!

How to Get Approved as a Durango Merchant Services Referral Partner

Step-by-step guide to qualify for and get approved into the Durango Merchant Services Referral Partner Program, from eligibility and application to agreement, tracking links, and launch.

affiliate_referral_program
Total Time Needed: 3 days
Total Cost: 0 USD

What You Need Access To

Referral Partner application form
Affiliate dashboard / tracking portal
Unique referral link with tracking parameters

Things Needed to Apply For Durango Merchant Services Referral Program?

->Government-issued ID (for individual or company officer)
-> Tax form (W-9 for U.S., W-8BEN/W-8BEN-E for non-U.S.)
-> Business info (legal name, website or social profiles)
-> Payout preferences (ACH details)
-> Basic marketing plan (where you’ll share your link)

Steps to Become a Merchant Account Referral Partner

Step 1: Check eligibility
Confirm you work with business owners (e.g., agencies, consultants, accountants, SaaS, communities) and agree to promote compliant content—no misleading claims or prohibited industries. Otherwise show evidence of a strong B2B affiliate marketing presence.
Step 2: Submit the online application
Complete the partner application with your legal name, contact info, business URL or profiles, and a short note on your audience and promotion channels. Use accurate details to speed review.
Step 3: Verify business and tax details
Provide required tax documentation (W-9/W-8), payout method (ACH), and, if requested, additional verification. Keep your address, EIN/SSN, and banking info consistent across documents.
Step 4: Review and accept the Referral Partner Agreement
Read the commission terms, attribution windows, prohibited traffic sources, and brand usage rules. Sign electronically and save a copy for your records.
Step 5: Access your dashboard and tracking link
Log into the partner portal to retrieve your unique referral link and creatives. Confirm that clicks and test leads appear in your dashboard to validate tracking.
Step 6: Launch compliant promotions
Add your link to high-intent placements: service pages, comparison guides, email sequences, client onboarding checklists, and social posts. Use clear, accurate messaging that matches the agreement.

FAQ: Durango Merchant Services Referral Program

There’s no cap at all. You can refer as many merchants as you want and build as much monthly income as your network allows. The more accounts you help connect, the higher your monthly residuals grow.

No, you don’t need to do any of that. Durango Merchant Services handles all the underwriting, onboarding, and customer support. Your job is just to connect merchants to us through your referral link — we take care of the rest.

You earn as long as your referred merchant continues processing payments with Durango. There’s no time limit — the income keeps coming month after month, making it a true residual revenue stream.

Anyone who works with business owners can benefit — web designers, digital marketers, consultants, accountants, or local business networks. If you already talk to businesses about their operations, this program adds an easy new income stream without extra work.

There’s no cap at all. You can refer as many merchants as you want and build as much monthly income as your network allows. The more accounts you help connect, the higher your monthly residuals grow.

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